Loan Comparison Made Easy
Compare & Conquer Your Path
to the Best Loan
Finding the perfect loan can feel like a maze. But it doesn't have to be. We empower you with the knowledge and tools to compare loan options from top lenders, side-by-side.
Personal Loans
| Feature | HDFC | ICICI | Axis Bank |
|---|---|---|---|
| Loan Type | Personal Loan | Personal Loan | Personal Loan |
| Interest Rate | Starting from 9.99% | Starting from 9.99% | Starting from 9.99% |
| Loan Amount Range | 1 Lakhs to 90 Lakhs | 1 Lakhs to 90 Lakhs | 1 Lakhs to 90 Lakhs |
| Repayment Terms | 12 to 84 months | 12 to 60 months | 12 to 72 months |
| Eligibility Criteria | Salaried and self-employed individuals | Salaried individuals, doctors, CAs | Salaried individuals and professionals |
| Application Process | Online and branch-based | Online, app, and branches | Online, app, and branches |
| Customer Support | 24/7 helpline, branch support | Dedicated helpline, digital support | 24/7 helpline, app-based support |
| Additional Fees | Processing fee: 1% of loan amount | Processing fee: Up to 2.5% | Processing fee: 1% to 2% |
Home Loans
| Feature | HDFC | ICICI | Axis Bank |
|---|---|---|---|
| Loan Type | Residential, NRI, and Top-Up Loans | Residential, Rural Housing, Top-Up Loans | Residential, Balance Transfer, Top-Up Loans |
| Interest Rate | Starting from 7.15% | Starting from 7.15% | Starting from 7.15% |
| Loan Amount Range | Up to ₹10 crore | Up to ₹10 crore | Up to ₹5 crore |
| Repayment Terms | Up to 30 years | Up to 30 years | Up to 30 years |
| Eligibility Criteria | Indian citizens, salaried or self-employed | Salaried or self-employed individuals | Salaried or self-employed individuals |
| Application Process | Online or branch-based, quick approvals | Online portal or branch, minimal paperwork | Online, fast approval process |
| Customer Support | 24/7 helpline, email support | Dedicated relationship managers | Online chat, email, and call support |
| Additional Fees | Processing fee: 0.35% (min ₹2,000) | Processing fee: 0.5% | Processing fee: 0.5% |
Mortgage Loans
| Feature | HDFC | ICICI | Axis Bank |
|---|---|---|---|
| Loan Type | Mortgage Loan | Mortgage Loan | Mortgage Loan |
| Interest Rate | Starting from 8.50% | Starting from 8.50% | Starting from 8.50% |
| Loan Amount Range | Up to 5 crores | Up to 5 Crores | Up to 5 Crores |
| Repayment Terms | Up to 30 years | Up to 20 years | Up to 20 years |
| Eligibility Criteria | Salaried and self-employed individuals | Salaried individuals and business owners | Salaried, self-employed, and professionals |
| Application Process | Online and branch-based | Online, app, and branches | Online, app, and branches |
| Customer Support | 24/7 helpline, branch support | Dedicated helpline, digital support | 24/7 helpline, app-based support |
| Additional Fees | Processing Fee: Up to 0.35% | Processing Fee: Up to 0.50% | Processing Fee: 0.25% to 0.50% |
Business Loans
| Feature | HDFC | ICICI | Axis Bank |
|---|---|---|---|
| Loan Type | Business Loan | Business Loan | Business Loan |
| Interest Rate | Starting from 10.00% | Starting from 10.00% | Starting from 10.00% |
| Loan Amount Range | ₹50,000 to ₹50 Lakhs | ₹50,000 to ₹40 Lakhs | ₹1 Lakh to ₹50 Lakhs |
| Repayment Terms | 12 to 60 months | 12 to 48 months | 12 to 60 months |
| Eligibility Criteria | SMEs, startups, and established businesses | Sole proprietors, partnerships, and companies | Small businesses and self-employed professionals |
| Application Process | Online, branches, and business centers | Online, app, and branches | Digital application with minimal paperwork |
| Customer Support | Business advisory team and helpline | Dedicated relationship managers | Online, phone, and branch support |
| Additional Fees | Processing fee: 1% of loan amount | Processing fee: Up to 2% | Processing fee: 1.5% of loan amount |
Car Loans
| Feature | HDFC | ICICI | Axis Bank |
|---|---|---|---|
| Loan Type | Car Loan | Car Loan | Car Loan |
| Interest Rate | Starting from 8.15% | Starting from 8.15% | Starting from 8.15% |
| Loan Amount Range | ₹1 Lakh to ₹50 Lakhs | ₹1 Lakh to ₹1 Crore | ₹1 Lakh to ₹1 Crore |
| Repayment Terms | 12 to 84 months | 12 to 60 months | 12 to 84 months |
| Eligibility Criteria | Salaried, self-employed individuals, and professionals | Salaried, self-employed individuals | Salaried, self-employed, and professionals |
| Application Process | Online, app, and branch-based | Online, app, and branches | Online, app, and branches |
| Customer Support | 24/7 helpline, app support | Dedicated customer service support | 24/7 helpline, app support |
| Additional Fees | Processing fee: 0.5% to 1% | Processing fee: 1% | Processing fee: 1% |
Credit Cards
| Feature | HDFC | ICICI | Axis Bank |
|---|---|---|---|
| Loan Type | Credit Card | Credit Card | Credit Card |
| Interest Rate | 13% to 36% p.a. | 14% to 39% p.a. | 13% to 48% p.a. |
| Credit Limit | ₹5,000 to ₹10 Lakhs | ₹10,000 to ₹5 Lakhs | ₹5,000 to ₹20 Lakhs |
| Annual Fee | ₹499 to ₹5,000 | ₹500 to ₹3,000 | ₹499 to ₹3,500 |
| Eligibility Criteria | Salaried, self-employed, and students | Salaried individuals, self-employed | Salaried, self-employed, professionals |
| Application Process | Online, app, and branches | Online, app, and branches | Online, app, and branches |
| Customer Support | 24/7 helpline and online support | 24/7 helpline and digital assistance | 24/7 helpline and chat support |
| Additional Fees | Late fee, annual fee, cash advance fee | Late fee, foreign transaction fee | Annual fee, late payment fee |
Plan Your Finances
Calculate Your EMI
Use our advanced EMI calculator to estimate your monthly payments and make an informed decision before applying.
Calculate Your EMI
Plan your finances with our easy-to-use EMI calculator.
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Formula: EMI = P × r × (1 + r)ⁿ / ((1 + r)ⁿ - 1). EMI is calculated using the reducing-balance interest method. The monthly payment includes both principal and interest. Actual loan costs may vary depending on lender policies, fees, and applicable charges.